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2026 NCAA BCS Championship Playoff for the 2025 Season

Welcome to the True Worth Studies Capsule View of the 2026 NCAA BCS Playoff.
True Worth posts only the Final Championship Game.
The charts below represent the teams involved.
True Worth does not predict wins and losses.
It tells you what each team must do to win.

YP = Total Offense, rPD = Relative Points per Drive, S% = Scoring Percent
DU = Total Defense, rDU = Rush Defense, pDU = Pass Defense
Pass = Team Passing Performance, Rush = Team Rushing Performance
Yield = What the Defense is Willing to Give Up

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NCAA Championship Playoff Teams


YP
rPD
S%
DU
rDU
pDU
Pass
Rush
Yield
Miami
115.60
2.298
61.48
106.34
48.96
57.38
54.971
4.378
9.38
Indiana
101.44
2.254
59.74
98.84
44.37
50.47
68.263
7.505
8.37

Discussion

This is the 2nd year of the NCAA 12-Team BCS Playoff Series. The charts are based on all games played to this point. Miami is 13-2 and the charts reflect that 15 game stretch. Indiana is 15-0 and the charts likewise reflect that stretch of 15 games.

Football is all about matchups, not win-loss records or rankings. The discussion below reviews the two teams as they stand against each other, based on the True Worth charts above.


Championship Game - January 19, 2026
MIAMI v. INDIANA: Indiana is +1 Favorite
The strength calculation for Miami is 64.49 YP to start the game. For Indiana, it is 63.45 YP, making it one of the closest strength calculations the NCAA has had for its Championship. Additionally, both teams are well over the 2.0 rPD mark, which means they have a very strong offense, a scoring punch which elevates their already high YP mark for Total Offense. These are two powerhouse offenses meeting on the field. To top it off, both teams have similar, very tough defenses, which brings their strength down quite a large amount. Indeed, this is a very good game, where both teams can score, and yet both teams defend extremely well. If you examine the splits, such as pass offense and rush offense, you will see a slight edge for Indiana, with the more significant edge on passing. Both teams are capable of slowing down the running game, so the Indiana edge in rushing is minimal here, since Miami has a strong rush defense. It is the passing offense which should help Indiana, since they are close to 70% Team Passing. It is unlikely they can do that against Miami, but that is the more significant edge in the game. For Miami to win, then, it is about stopping the passing offense of Indiana, since both teams may have some difficulty running, barring a breakaway. Indiana, of course, must deliver on the passing side to insure their own victory. This is one of the most equally matched games in quite awhile.
Indiana 27, Miami 21 (on 1/19/2026)
Indiana is the new NCAA Football Champion



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